Attention homeowners in Jefferson and Ashe County: Need an appraisal?

See the top 7 reasons why NC homeowners use Parkway Appraisals:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To reduce a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a NC divorce, when real estate needs to be divided
Settle an estate in NC by determining the true market value of property in question

Do you own a house in or near Jefferson? Do you need help deciding the price of your real estate?
Contact Parkway Appraisals.

At Parkway Appraisals, we understand the unique needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the standard reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Parkway Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping consumers just like you do away with unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Parkway Appraisals is your number one weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Parkway Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? An appraiser from Parkway Appraisals can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.